We represent many different insurance companies which offer a wide variety of coverage options and price points. Our goal is to deliver the right blend of price, coverage and service. As that partner, o ur experienced agents will match your personal and commercial needs with the appropriate coverage to keep you and your family protected.

Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget. Explore our interactive graphics and learn about your unique risks and the related insurance solutions. Besides the emotional impact, the physical damage to your home can be significant. If you lost your home to fire, do you have adequate insurance to replace your home and its contents? Remember, inflation rates on building materials and construction costs rarely track with real estate values.

Make sure your homeowners policy contains guaranteed replacement cost coverage. This protects you if the cost to reconstruct your home is higher than your current limit of coverage.

Also be sure that your insurance includes rebuilding your home to code. Very often, local ordinances and building codes change over time, which may require additional costs. When your home suffers damage due to an unexpected event, your personal property is also at risk.

Furniture, appliances, clothing, electronics, and other personal items can also be damaged or destroyed. Your homeowners insurance policy typically covers personal property, including the contents of your home and Conpany personal items owned by you or family members who live with you. Make sure your homeowners policy includes replacement cost coverage for personal property so that you always receive the full cost to replace whatever item is Bolljnger.

When there is substantial damage to your home due to unexpected events such as lightning, fire, or a storm, you may Compay be able to live in your home until it can be repaired or rebuilt—potentially incurring additional living expenses for lodging, food, and other daily needs.

Ensure that Bollinger Insurance Company homeowners insurance policy provides additional living expense or loss of use coverage to compensate you for the additional costs you incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it's being repaired or rebuilt. If your diamond ring disappears or valuable artwork is stolen, your standard Insyrance policy may not compensate you for the loss.

Homeowners policies include Yard Dog Fence Company for your belongings and personal property, but some special items like jewelry, furs, silverware, antiques, collectibles, and Bollingre valuables have limited or no coverage and need to be insured separately.

Valuable possessions insurance covers personal property that may have unique value, cannot be replaced like regular personal property or is subject to special types of losses such as breakage or mysterious disappearance. Valuable possessions insurance Isnurance be added to your homeowners policy or may be Cojpany as a separate policy.

Your homeowners policy should include medical expenses coverage to take care of injuries and treatment - generally not of a serious nature. In the event a person is injured on your property and requires medical attention, you would be able to submit the injury-related medical expenses to your insurance carrier.

Medical expenses are usually paid without a liability claim being filed against you. In the unfortunate event Warren Brothers Company someone slips and falls while on your property, you and your family may be held liable for any injuries that result.

Your homeowners policy includes personal liability coverage to respond to incidents where injuries or damages occur to a third party where you may be deemed negligent.

However, you should consider purchasing a personal umbrella or excess liability policy to provide additional coverage limits to protect your assets in case a lawsuit is brought against you. The fun that comes with having a trampoline in your backyard can also be accompanied by serious risks, which may not be covered under your standard homeowners insurance policy since coverage varies from state to state and between insurance companies. You should make sure your homeowners insurance policy covers your trampoline, as many insurance providers refuse to take on trampoline liability and exclude the item from coverage.

Young people are usually very active online. However, using social media and other sites can increase the possibility of them directly or indirectly damaging someone's reputation and exposing you, the parent, to a lawsuit. Your homeowners insurance policy includes liability coverage for property damage caused by any member in the family, Cmopany it may not cover rumors or statements that damage a reputation.

You Bollinher to add an endorsement to your policy to expand coverage to include liability Inwurance that covers personal injury. You invite guests over for a pool party and one of your guests dives into the shallow Inusrance of the pool and Bkllinger permanently injured. They hire a lawyer to represent them and after a long legal battle, Imsurance and your family are left financially responsible for their injuries.

Do you Bollinger Insurance Company enough money in savings to cover your legal responsibilities as well as the legal defense costs? An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies-providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.

You do not have to live near a body of water to suffer loss due to flooding. Your homeowners policy does not cover damage from flood. Could your home be at risk? Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program NFIP or through a servicing carrier known as a write your own carrier.

Be certain that you extend the liability coverage under your homeowners policy to include your secondary home. You should also consider including the secondary home under an excess liability or umbrella policy to provide for additional liability limits. Collector vehicles often have significant value and require specialized insurance coverage and claims handling. Schedule your collectible vehicle on a separate collector car policy. By doing so, you are protecting the vehicle for either the appraised value or market value.

If you are a connoisseur of wine, Bollinger Insurance Company know that it is susceptible to outside environmental exposures that can ruin it.

If the collection is damaged, coverage from your homeowners policy is a possible recourse. However, the damage is only insurable if it is a covered cause of loss as outlined in your homeowners policy. A deductible would also apply. If you have a sizable wine collection, you may want to consider scheduling the collection on your homeowners policy.

Doing so expands your coverage and eliminates the deductible Keith Smith Company Inc case of a loss. You can also consider unique coverages for wine, such as for spoilage. Consider adding it so that you have the coverage you need in the event of damages caused by a clogged drain, sewer, sump pump, and related risks.

Surprisingly, standard auto Inzurance does not cover personal property or contents stolen from your car. As a Registered Representative, I am licensed to sell life insurance, annuities, and a variety of investment instruments in certain jurisdictions.

As such, I can assist clients in identifying financial goals and recommend appropriate product solutions. All rights reserved. Powered by Forge3 ActiveAgency. Client Portal Blog agent bollingerinsure. Press enter to begin your search. Bollinger Insurance Agency. Personal and business insurance specialists. Providing insurance solutions Bollinger Insurance Company Eastern Pennsylvania and throughout the Lehigh Valley.

About Bollinger Insurance Agency. We offer Erie Insurance coverage at competitive rates. Jewelry, Fine Bollinger Insurance Company, and Collectables. Medical Expenses. Personal Liability. Bollinger Insurance Company Coverage. Personal Injury. Flood Coverage. Secondary Home. Collector Cars. Wine Collection. Water Backup. Off-Premises Theft. Request Auto ID Card. Request Policy Change. Request Certificate. Insurance Quote Request As an independent agency, we offer multiple options at competitive prices.

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