In either case, you have to approach your lender asking for its cooperation by outlining your reasons for the MMortgage. A hardship letter states your case. Request the name, address and telephone number of the asset manager assigned to your case. Get the spelling correct. Give your history of on-time payments before your current difficulties.

Let the asset manager know you want to keep your home and are willing to sacrifice for it. Request short sale approval and explain why this avenue is better for you, and for the lender, as it will avoid a costly foreclosure. Outline how your savings are depleted, Lrtter because of an investment plan that went wrong, and that your pension is gone, victim of a rogue financial management company.

State what special circumstances necessitate your staying in your current home: an aging parent lives nearby and needs your daily care, or a disabled child attends a local Hardship Letter To Mortgage Company that caters to her needs. Selling your house as a short sale allows you to move to accept a position in another location.

An English degree from the University of Maryland and extensive travels and relocations to other countries have added to her Letrer insight. Skip to main content. Tips Do not whine, just give the facts. Be brief. Keep the letter to one page, typewritten. Do not handwrite your hardship letter. Accessed 05 March Seal, Jann. Home Guides SF Gate. Note: Depending on which text editor you're pasting into, you might have to Hardship Letter To Mortgage Company the italics to the site name.

Hardship Letter to Mortgage Company

Hardship Letter to Mortgage Company {Your Name} {Your Address} {Your Phone #} {Your Loan #} {Date} To Whom It May Concern: I am writing this letter to explain the reasons why I have {or will soon become} delinquent on my mortgage payments, and to request that we work together to avoid foreclosure on my home.…

Free Mortgage Hardship Letter Template Sample

How to write a mortgage hardship letter to a mortgage company. When contacting your mortgage lender about delinquency mortgage by mail the best option is to keep it brief and to the point. Please keep in mind the sample mortgage hardship letter bellow is only to be used as a guide.…

Hardship Letters

263 hardship letter templates you can download and print for free. We have tips on writing hardship letters as well as example letters, including hardship letter templates for mortagage, medical bills, immigration, and other personal and professional situations.…

SAMPLE HARDSHIP LETTER - Mortgage Relief Project

This letter is to support our application for a loan modification plan that will help us to get our mortgage payments back on track with an affordable mortgage. We have lived in our home for over 20 years and we want to work hard and keep it. [Explain special hardship circumstances. Tell your story briefly but include important points about the…