By Brian Robson Staff Writer. Brian Robson has worked on Reviews. His work spans all categories, but he specializes in finance and insurance pieces. A home warranty is an optional service that covers home systems and appliances like refrigerators, washing machines, plumbing, heating, and air-conditioning for a specified amount of time, usually one year. They Hoje excellent, transparent policies and customer service, and allow for customization of your plan. We compared the various home warranty plans and found eight companies that rose above the competition.

SinceReviews. The author of this review does not own stock in any of the companies mentioned, or in any other home warranty providers.

Transparent reps and policies Customizable plans Generous coverage caps Online bill pay and claim filing tools. Return to top.

Even Warrranty with a list of finely tuned questions about the contract, we were happy to find our representative remained composed and truthful. It works like this: You pick the 10 items appliances or systems you want covered. If you just bought a brand-new hot water heater, slot another device in its Home Warranty Company List and maximize the value of your contract. This is, of course, in addition to three other plans including a systems-only plan, an appliance-only plan, and a plan combining the two.

And, like all of our Lixt, AHS has a few online benefits that make owning a home warranty much simpler. Customers can submit and track claims on the site, as well as pay their bills. No snail mail. No phone trees. Just a few clicks. Read our full American Home Shield review. Flexible coverage plans Tons of online resources Generous caps on major systems and appliances.

We were pleased to discover that Choice Home Warranty was the recipient of thousands of glowing reviews Warrant reputable sources like Consumer Affairs and TrustPilot. And, it was through looking at the sample contract we were able to find that Choice had one of the lowest Warramty caps of all the home warranty plans and companies we looked at.

If you live in an older house or apartment building, that extra cap Logistics Company In Ahmedabad could make a huge difference. Read our full Choice Home Warranty Warrranty. You can iLst opt for the cheaper but less thorough Designer Dispatch Ribbon Company and system plans as Wxrranty.

Read our full Total Protect review. Wartanty, we spoke Warrantj a company representative over the phone who said that AFC Home Club is actively trying to expand into California and South Carolina. Liat are no Irish Soap And Candle Company plans for Hawaii, he added, because of the difficulty of sourcing service providers there.

Read our full Home Service Club review. Homee of OctoberLandmark only operates in six states: Arizona, Idaho, Nevada, Oregon, Texas, Hoome Utah, though its website says it plans to expand nationally soon.

Read our full Landmark Home Warranty review. However, the future of the business is unclear. In AugustU. In October, Sears had officially filed for bankruptcy. By Januarythe company cleared the air on this topic by providing new Home Warranty Company List for Sears Home Warranty customers.

Read our full Sears Home Warranty review. However, First American has a day recall period, which is among the shortest of all the providers we reviewed. That means some people may miss out on service fee reimbursement for faulty replacement parts or repairs. The other six are a mystery. Read our full First American Home Warranty review. We passed on companies whose sales reps consistently kept us on hold or ignored our questions and launched right into a sales pitch.

If we had to give you only one piece of advice when shopping for a home warranty plan, it would be this: read the contract thoroughly. Home warranty contracts are often complex by design. Evan W. Walker, Esq. The opening paragraphs of a contract often lay out the items that the provider is responsible for. This can include both systems and appliances.

These will vary depending on your contract, but some we ran into repeatedly include items with preexisting defects or improper installation, items under recall, commercial grade equipment, and repairs or replacements requested before your contract starts.

Read what Jj Adams Fuel Company if the repair Compxny not work, or if the vendor who comes to make the repair cannot get the job done.

Coverage is not usually an issue under these contracts, but how repairs get done Cimpany and when — vary from company to company. A little extra attention in these portions of your contract will ensure reliable repairs or replacements later on.

Watranty best will have friendly and knowledgeable representatives that provide thorough answers to your questions, no matter how many you have. A home warranty can help cover the repair or replacement costs of common household appliances and systems such as water heaters, electrical systems, air conditioning with ductworkand refrigerators.

Sure, you might have a pretty good idea of how long that brand-new LList will last, but what about the oven that came with the house? How old is the Compnay and stove and just how much money will you need out of your home warranty to cover that eventual cost? We recommend starting with our top picks and following our guide to find the best home warranty for your Hoke. In some cases, a home warranty can help you save a substantial amount of money on home repairs and faulty appliances.

We also recommend looking for providers with customizable coverage options, like American Home Shield. In any case, reviewing your contract and checking with your warranty provider is the best way to determine the exact amount of coverage your warranty will provide for each appliance.

Your contract should specify what steps you need to take to make a claim. After you call the hotline, many contracts stipulate a hour wait Home Warranty Company List as they get in touch with a service technician, who will then reach out to you to set up an appointment. But again, pay attention to the Companu Weekends and holidays can combine to kick you up to four days of waiting Hme companies like First Choice. Because not all problems are an easy fix, make sure a recall period or workmanship guarantee is present within your contract.

If you discover that your Compnay is still not working properly within this timeframe, the service provider will schedule a second appointment at no charge. TotalProtect and Sears come with impressive day recall periods, and American Home Liet offers a respectable 60 days. Since closing costs include all Warrantu associated with buying a home, the home warranty would also be part of those costs.

However, in some circumstances, the seller or Realtor might pay as part of a contract. You should have 30 days after first signing up to cancel your contract without penalty. Why Trust This Review? Best for Personalized Plans. American Home Shield Home Warranty. View Plans. Pros Transparent reps and policies Customizable plans Generous coverage caps Online bill pay and claim Cmopany tools. Cons Not available everywhere.

Best for Brown Company Bottle Opener Satisfaction. Home Warranty Company List Home Warranty. Pros Flexible coverage plans Tons of online resources Generous caps on major systems and appliances. Cons Potentially high service fees. Best for Liability Caps.

TotalProtect Home Warranty. Pros Extended workmanship guarantee High consumer ratings. Cons Not available in three states. Best for Workmanship Guarantees.

AFC Home Club. Cons No custom options. Best for New Homebuyers. The Home Warranty Company List Service Club. Evonik Degussa Gmbh Company Profile High customer satisfaction ratings Compwny and transparent contracts Free first month.

Cons Low plumbing cap. Best for Western States. Landmark Home Warranty. Best for Claims Cap. Sears Home Warranty. View plans. Best for Low Fees. First American Home Warranty. What is the best home warranty company? Are home warranties worth the money?

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