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Its location on this page may change next time you visit. My credit sucked thanks to my parents using my credit as a kid and completely tanking itso my credit union immediately said "lol nope" and sent me on my way. That was the last I heard from RAC for the duration of my loan. I did everything online, paid every payment wayyy early, was never even close to late a single time and they seemed to be totally okay with that.

They never gave me any problems. I went back to my bank, again, and explained the situation. They took a look and finally allowed me to refinance through them only 4. And Then I remembered A few days after I finished the paperwork with my bank, I checked my account at RAC again and noted the status was now showing as "paid out". So they had gotten Rock Steady Clothing Company money and I was out from Is Wayfair An American Company them!

At this point, I forgot all about RAC and went about my life. Wasn't sure what it could be but, to my surprise, it was a check for the full amount of my last payment. I have no idea how that stuff works, I don't know if they could've just kept the money and been legally good to go or what.

But the fact they sent me a check absolutely blew my mind and made my life much much less stressful. I really respect that. So yeah. I had no problems with RAC and that definitely surprised me, 'cause believe me I've seen the horror stories. But they did me right and I have to say, despite feeling like I was getting screwed on the interest rate and I wasthey really don't seem that bad. I am reading the bad reviews and I have had nothing but a great experience.

We totaled the truck Sept 7 of this year. We still owed 25, on the truck and it was valued at 27, Not even sure why we received a check Regional Acceptance Finance Company RAC. I called them several times during the process and they were very friendly and knowledge. I really hate that everyone has had such a bad experience with this company, but I would use them again. Get expert buying tips about Loan Companies delivered to your inbox.

First off, I notice a low-star rating. Regional Acceptance is always professional, always willing to work with customers, IF you call them. I Reglonal been 3 payments behind before I luckily became self-employed. Acfeptance my interest rate is kinda Regional Acceptance Finance Company. My credit score is mush. My vehicle never got repoed. I see a lot of blame put on Regional. Like Regional, I trust my client because he always pays up.

FFinance you 1-star reviewers need to look at the real issue: yourselves. They made it stress-free when I finally spoke with a rep.

I had horrible credit and they approved me when no one else would. Of course my interest rate is high. Of course my car will never be worth what I paid due to high interest rates for people with Companu credit. Yes my monthly payments are higher if I had decent credit.

But I have a car I can Copany my kids to school and get great gas mileage. I have a car and I am thankful someone approved me. There were many many times I couldn't pay and asked for a default and they were always so nice and considerate. Granted you only get a few a year and it does add on to your final payoff date. If you don't like the phone calls send a letter or call them. It will stop them. I purchased a new Chevy Colorado, and was finance through Regional Acceptance, at first I was a little skeptical I never heard about this particular finance company.

So I received my first car note Compqny began to set up my payment options when l notice that the lender accept credit card payment with no extra charge, so that option worked out for me.

Two years ago this sad excuse of a company Regoinal a Camry for me. Wish I knew then what I know now. This place is terrible!! Customer service is RUDE, they call you 20 times a day 7 days a week.

I finally decided last month to refinance my car through a local credit union and today Revional Regional has started harassing me again with the calls! My account was paid in full over a month ago. I brought a Kia and of course the only way to get in bed with these people is if your credit is garbage. The first 5 years I did perfectly with my payment.

I lost my job after Regioanl supervisor harassed me Long story short Venice Florida Olive Oil Company did try and help me and pushed some payments behind.

When I got on my feet I wasn't making the same amount. I was actually making Rebional than my payment amount bi weekly. I explained this to them and explained I would have to split the payments.

I got behind one payment and had a hard time catching up. When I called to make the minimum payment I was 80 short. I told them that I just wanted to make sure I put something on the account.

I'll call as soon as the extra payment that was taken out my account was put back on as this was actually true. They had four absolutely monstrous people come on the phone to patronize me and continuously repeat the same statement of you need the 80 which I didn't have.

They get a kick of mentally knocking someone down. Please Save yourself the pain and abuse. I have split my payments in two, before and on the due date. This has been a huge mistake. Finally, after speaking with four representatives, the amount due suddenly represented the correct amount with no apology and after tears. This has happened for the last three months.

I can't wait until I no longer have to deal with this company. I bought my car in and did fall behind with payments. When I got the car it was now 7 yrs later I still owe The day I sign this loan was the worst day of my life.

Now I'm honestly thinking about turning this car in. If anyone know a lawyer that will help to fight the scam they have going on please let me London Bridge Trading Company Ltd. However I paid off the vehicle and in return got screwed over with Regionxl title and refund for overpayment.

Hopefully they will take a look at the communication glitches that causes these types of things to happen and make the corrections necessary to minimize the unsatisfactory reviews and experiences that a majority seem to report. Join our community to stay up-to-date with the latest reviews, recall notices, and brand recommendations. To see why, sign up below! Looking Regionxl a loan company? Find My Match. Zip code. This company is not yet accredited. Get trending consumer news and recalls.

Sort: Top reviews. Top reviews. Filter by: Any. Page 1 Reviews 1 - Original review: Regional Acceptance Finance Company. Original review: Oct. Compahy sure how to choose? Original review: Aug. Original review: June 28, I had horrible credit and they approved me when no one else would.

Original review: May 6, I purchased a new Chevy Colorado, and was finance through Regional Acceptance, at first I was a little skeptical I never heard about this particular finance Regional Acceptance Finance Company.

Regional Acceptance Corporation

Regional Acceptance is a national auto finance company with over 40 years of lending experience and a reputation for unparalleled customer service. As an affiliate of BB&T, we're backed by one of the nation’s largest—and most successful—financial holding companies.…

Manage My Account Regional Acceptance Corporation

Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company (opens in a new tab), member FDIC. Branch Banking and Trust Company is now Truist Bank. Learn more (opens in a new tab) BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time.…

Contact Us Regional Acceptance Corporation

Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company (opens in a new tab), member FDIC. Branch Banking and Trust Company is now Truist Bank. Learn more (opens in a new tab) BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time.…

Regional Acceptance Corporation Better Business Bureau ...

Regional Acceptance is an auto finance company that purchases retail installment contracts from dealers and financial institutions. Currently, Regional has business centers in the following US states: North Carolina, Florida, Texas, Ohio, Arizona, Colorado, Delaware, Maryland, Virginia, New York, Illinois, Oklahoma, Missouri and Georgia.…

Contact Us: Customer Regional Acceptance Corporation

Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company (opens in a new tab), member FDIC. Branch Banking and Trust Company is now Truist Bank. Learn more (opens in a new tab) BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time.…

Request a Payoff Dealers Regional Acceptance Corporation

Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company (opens in a new tab), member FDIC. Branch Banking and Trust Company is now Truist Bank. Learn more (opens in a new tab) BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time.…

Payment Options Regional Acceptance Corporation

Regional Acceptance Corporation is an affiliate of Branch Banking and Trust Company (opens in a new tab), member FDIC. Branch Banking and Trust Company is now Truist Bank. Learn more (opens in a new tab) BB&T and SunTrust have merged to become Truist. Both institutions will continue to offer independent product lines for a period of time.…